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You may be wondering “Why can’t I set up Apple Pay?” if you’re having trouble adding your credit or debit card to Wallet. Get tips on how to fix the issue and start using Apple Pay.
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Introduction
There could be a number of reasons why you can’t set up Apple Pay. In order for Apple Pay to work, you need to have a supported device and a compatible financial institution. If you’re using a supported device but your financial institution isn’t compatible, you might be able to add your credit, debit, or prepaid card from a different bank.
What is Apple Pay?
Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets users make payments in person, in iOS apps, and on the web. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It is similar to contactless payments already used in many countries, with the addition of two-factor authentication via Touch ID or Face ID biometrics rather than PIN. The service was announced on September 9, 2014, and launched on October 20, 2014 in the United States. Originally limited to iPhone 6/6s/6 Plus/6s Plus apple watch compatible devices, it was expanded to iPhone 7/7 Plus devices in September 2016 and iPhone SE devices in March 2017. Support for iPad Pro (9.7 inch), iPad Air 2, and iPad Mini 3 and later was announced on September 7, 2016; support for the original iPad Air and iPad Mini 2 was announced through an iOS 10 update released on September 13, 2016. On October 5th 2018 Apple updated iMac Pro (2017) and MacBook Air (2018), MacBook Pro(2018), Mac mini(2018) with macOS Mojave to support Apple Pay conversions without an iPhone or Watch using Touch ID sensor built into the Power button. As of June 5th 2019 Apple Pay can be used anywhere Master Card Contactless payments are accepted with an iPhone 6s or later.(Wikipedia)
How to Set Up Apple Pay
Apple Pay is a digital wallet that allows you to pay for purchases in stores, online, and in apps using your iPhone, iPad, apple watch If you’re having trouble setting up Apple Pay, make sure you’re using a supported device and that you’re signed in to iCloud with apple id You also need to have a credit or debit card that’s compatible with Apple Pay. Let’s walk through the steps of setting up Apple Pay.
On an iPhone
Open the Settings app, then tap “Wallet & Apple Pay.”
Tap “Add Card,” then use your camera to capture your card information or enter it manually. If you’re asked to add the card that you use with your Apple ID, cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes.
After your bank or issuer verifies your card, tap “Next,” then start using Apple Pay.
On an iPad
Apple Pay allows you to make secure purchases in stores, in apps, and on websites. You can use apple pay to pay for rides on public transit and in taxis.
If you’re using an iPad, you can set up Apple Pay to make payments using your debit or credit card. If you don’t have a credit or debit card, you can add a Apple Pay Cash card to your Wallet.
To add a credit or debit card to your iPad:
1. Go to Settings > Wallet & Apple Pay.
2. Tap Add Card.
3. Use your camera to enter the card information or enter the information manually.
If you’re using an iPad Pro (11-inch) or iPad Pro (12.9-inch) (3rd generation), you can use Face ID or Touch ID to pay with Apple Pay.
On an Apple Watch
1. Open the Apple Watch app on your iPhone, then go to the My Watch tab.
2. Tap Wallet & Apple Pay.
3. Follow the instructions on your iPhone to add a card.
4. use apple pay in stores, you need to set up a passcode for your watch. On your iPhone, open the Apple Watch app, go to the My Watch tab, then tap Passcode. If you have a passcode already, update it and turn on Wrist Detection.
5. Double-click the side button when you’re ready to pay. Hold your watch close to the contactless reader until you see Done and a checkmark on the display.
Why Can’t I Set Up Apple Pay?
If you’re having trouble setting up Apple Pay on your iPhone, there are a few things you can check. Make sure that your device is running the latest version of iOS. You also need to have a supported credit or debit card from a participating bank. If you’re still having trouble, contact your bank or card issuer for more help.
Check if your device is compatible
Apple Pay is available on select iPhones, iPads, and Apple Watches. Check to see if your device is compatible.
If you’re using an iPhone 6 or later, make sure that you have the latest version of iOS.
Go to Settings > General > About. If there’s a carrier update available, you’ll see an option to update your carrier settings.
Make sure that your iPhone isn’t in Airplane Mode and that you’re in an area with a strong cellular or Wi-Fi network connection.
Check if your country or region is supported
Apple Pay is available in many countries and regions. If you don’t see an option to add a card in the Wallet app, contact your bank or issuer to ask if they plan to offer Apple Pay.
In some cases, you might need to update your iPhone to the latest version of iOS, or you might need to update WatchOS on your Apple Watch.
Check if your bank or card issuer is supported
You might not be able to set up Apple Pay if your bank or card issuer isn’t supported.
Make sure that you have a supported device. You use apple pay with an iPhone 6 or later, iPad Pro, iPad Air 2, iPad mini 3 or later, or Apple Watch.
Check if your card is eligible. You can add eligible credit and debit cards to Wallet to use with Apple Pay. Eligible cards from participating issuers can be added to Wallet on an iPhone, iPad, or iPod touch using iOS 8.1 or later. Cards can also be added to Wallet on an iPhone 6, iPad Air 2, and iPad mini 3 using iOS 9 or later. You might not be able to add cards from some issuers or programs like Home Equity Lines of Credit (HELOCs). Use these steps to make sure that you can add a card from your bank or card issuer to Wallet:
iPad: Open the Settings app, tap Wallet & Apple Pay, tap Add Credit or Debit Card, and follow the instructions on your screen. If you’re asked to add the card that you use for making purchases in stores and within apps, tap AddCardManually at the bottom of the screen.
iPhone and iPod touch: Open the Wallet app, tap + Add Credit or Debit Card, and follow the instructions on your screen. If you’re asked to add the card that you use for making purchases in stores and within apps, tap AddCardManually at the bottom of the screen.
Conclusion
There are a few reasons why you might not be able to set up Apple Pay. Make sure that you have the latest version of iOS, watchOS, or macOS, and that your device is compatible with Apple Pay. If you’re using an iPhone 6 or later, make sure that NFC is turned on in Settings > General > About. If you’re using an iPad, you need an iPad Pro, iPad Air 2, or iPad mini 3 or later.
In some countries and regions, you might need to add a card to Wallet before you use apple pay To see if this is the case in your country or region, go to Settings > Wallet & Apple Pay and tap your country or region.
Then contact your bank or card issuer and make sure that they support Apple Pay. If they don’t, ask them when they plan to support it.
