What Credit Score Do You Need for Apple Card?

If you’re thinking about applying for the Apple Card, you might be wondering what credit score you need to qualify. Here’s what you need to know.

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Consumers with strong credit scores will likely be approved for the Apple Card, while those with fair or poor credit may be offered a different version of the card with a higher APR.

The Apple Card is a new credit card from Apple, released in August 2019. It’s different from other credit cards in that it doesn’t have any fees, offers cash back rewards, and uses artificial intelligence to help you manage your spending.

To get the Apple Card, you must have an iPhone 6 or later running iOS 12.4 or later. You also need to be a U.S. citizen or resident alien with a social security number

What is a credit score?

A credit score is a number that represents the risk a lender takes when loaning you money. The higher your score, the lower the risk, and the better your chances of getting approved for a loan or credit card with a low interest rate. A good credit score is anything above 700. Anything below that is considered subprime, meaning you may have trouble qualifying for loans or credit cards.

What is minimum credit score for Apple Card?

There is no definitive answer, as credit scores are just one factor considered by Apple when you apply for their credit card. However, it’s generally accepted that you’ll need a score of at least 700 to have a good chance of getting approved.

How to improve your credit score

One of the best ways to improve your credit score is to make your payments on time. Try setting up automatic payments so you never miss a payment. You can also get help from a credit counseling service if you’re having trouble making ends meet. Another way to improve your credit score is to use a credit card responsibly. Use your card for everyday purchases and pay off the balance in full each month. Finally, keep an eye on your credit report and dispute any errors you find By following these steps, you can improve your credit score and get access to the best interest rates and terms for borrowing.


In order to get the Apple Card, you will need a credit score of at least 700. However, if you have a credit score of 750 or higher, you will likely get a better interest rate.

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