You use apple pay to pay in stores, within apps, and on the web. Here’s how it works and where you can use it.
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Apple Pay is a secure way to pay in stores, in apps, and on the web. And now send and receive money from friends and family right in Messages. Learn how to set up Apple Pay.
If you have an iPhone 6 or later, you use apple pay in stores that accept contactless payments. Look for one of these symbols at checkout:
With iPhone 7 and later, you can use apple pay in apps and on websites in Safari. You use apple pay without setting up a new account or card. And when you do set up an account, everything is stored securely on your device and backed up with iCloud.
What is Apple Pay?
Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone,apple watch iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. The service keeps customer financial information private from the retailer by replacing the card number with a unique device account number. Each transaction is authorized with a one-time unique dynamic security code.
How to Use Apple Pay
Apple Pay is a handy way to pay for things with your iPhone, but it can be confusing to use if you’ve never used it before. In this article, we’ll show you how to use Apple Pay to pay for things with your iPhone. We’ll also show you how to set up Apple Pay on your iPhone and how to add your credit or debit cards to Apple Pay.
Set up Apple Pay
Apple Pay is easy to set up and you can start using it in stores, in apps, and on the web.
To use Apple Pay in stores, you need an iPhone 6 or later, an iPad Pro, iPad Air 2, or iPad mini 3 or later. You can also use Apple Pay on the web with your iPhone 6s or later, iPad Pro, iPad Air 2, or iPad mini 3 or later.
If you have an iPhone 7 or iPhone 7 Plus, you can use Apple Pay at Walt Disney World Resort locations and select retailers in China.
Tap Settings > Wallet & Apple Pay. Position your finger on Touch ID to add a card. Use the camera to enter your card information or manually enter it. If you’re asked to verify your card, choose how you want to do that. You might need to provide additional information to verify your card
Learn more about how to set up Apple Pay.
Some banks might require additional verification steps
Add a Credit or Debit Card to Apple Pay
Adding a credit or debit card to Apple Pay is easy and only takes a few minutes. Here’s how:
1. Open the Wallet app on your iPhone, iPad, or iPod touch and tap the + sign.
2. Use your camera to enter your card information or manually enter it. If you’re asked to add the card that you use with apple id cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes.
3. Tap Next and follow the instructions on your screen to verify your card. Depending on your bank, you might need to wait for a verification code to complete the process. You might also be asked to set up Apple Pay for your iCloud account.
4. After you have verified and set up Apple Pay for your iCloud account, you can use Apple Pay on other devices like your Mac or iPad Pro (9.7-inch).
5. To finish adding a credit or debit card on iPhone 7 or later, sign in with Touch ID or passcode when prompted so that Apple can verify that it’s you making the changes.* On iPhone 6s and earlier, iPad Air 2 and earlier, iPad mini 3 and earlier, and iPod touch (6th generation) and earlier, double-click the Home button when prompted so that Apple can verify that it’s you making the changes.*
*On some devices, you might need to enter a passcode even if Touch ID is available.
Use Apple Pay to Make Purchases
Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone,apple watch iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. Apple Pay does not require Apple Pay-specific contactless payment terminals; it works with any merchant that accepts contactless payments.
How to Pay Someone with Apple Pay
Apple Pay is a secure and easy way to pay in stores, in apps, and on the web. You can also use Apple Pay to send and receive money from friends and family. All you need is an iPhone, iPad, or iPod touch with iOS 11.2 or later. Here’s how to pay someone with Apple Pay.
Set up Apple Pay Cash
To start using Apple Pay Cash, you first need to set it up. Here’s how:
1. Open the Settings app on your iPhone.
2. Tap “Wallet & Apple Pay.”
3. Tap “Apple Pay Cash.”
4. Tap “Set Up Apple Pay Cash.”
5. Tap “Continue.”
6. Enter your date of birth, then tap “Next.”
7. Enter your full name and current address, then tap “Next.”
8. You may be asked to verify your identity with a government-issued ID; if so, follow the prompts on-screen to do so. Once you’ve verified your identity, tap “Next.”
9. Choose whether or not to receive notifications for Apple Pay Cash transactions, then tap “Next.”
10. Read the terms and conditions, then tap “Agree” if you accept them.
11. Tap “Set Up Later in Wallet” or “Set Up Now,” depending on whether or not you want to add a debit or credit card to use with Apple Pay Cash right away.
Use Apple Pay to Send and Receive Money
Apple Pay can be used to send and receive money with friends and family right in the Messages app. To start, add Apple Pay to a new or existing conversation. Then, just enter an amount and tap Pay or tap Request. If you don’t have enough money in Apple Pay Cash to cover the amount, you’ll be asked to add funds first.
Receiving money is just as easy as sending it. Just tap on the message containing the money and then tap Accept. The money will then be added to your Apple Pay Cash balance, which you can use right away or transfer to your bank account.
Keep in mind that there are a few things you need in order to use Apple Pay to send and receive money:
-A compatible iPhone or iPad running iOS 11.2 or later
-An active iCloud account
-Two-factor authentication enabled on your iCloud account
-The latest version of the Messages app
-Apple Watch users need watchOS 4.2 or later
Apple Pay is a great way to pay for goods and services, but there are a few things you should keep in mind when using it. First, make sure that the person you’re paying has an iPhone or iPad with Touch ID. Second, use Apple Pay only with businesses that have Apple Pay set up – otherwise, you may be charged a fee. Finally, remember to keep your device locked when not in use to prevent unauthorized payments.