If you’re an iPhone user, you probably already know about Apple Pay. But did you know that you can use it to send money to friends and family? Here’s how to do it.
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Setting up Apple Pay
Apple Pay is a convenient way to send money to friends and family. You can use it to pay for goods and services, or to send money to someone else. All you need is an iPhone or iPad with Touch ID, or apple watch This guide will show you how to set up Apple Pay and start using it.
Add your credit or debit card to Wallet
If you already have a credit or debit card in Wallet, you can use it with Apple Pay. You might need to enter the security code that’s on your card.
If you don’t have a credit or debit card in Wallet, open the Wallet app, tap , then follow the onscreen instructions.
To add a different card to Wallet, tap , then tap Add Card.
Set up Apple Pay Cash
Whether you’re using it to pay for goods and services online or in stores, Apple Pay Cash makes it easy to use your iPhone to pay for the things you want. Here’s how to set up Apple Pay Cash and start using it.
Apple Pay Cash is a feature that allows you to send and receive money from other iPhone users through iMessage. You can use apple pay Cash to pay for goods and services in stores that accept Apple Pay.
To set up Apple Pay Cash, you will need to have an iPhone with iOS 11.2 or later installed. You will also need to have a debit or credit card associated with apple id
Once you have updated your iPhone to iOS 11.2 or later, open the Settings app and tap on “Wallet & Apple Pay.” From here, tap on “Apple Pay Cash” and then “Set Up Apple Pay Cash.” Follow the instructions on the screen to add a debit or credit card and start using Apple Pay Cash.
Sending money with Apple Pay
How to send money with Apple Pay
Apple Pay can be used to send money to friends and family, as well as make purchases in stores, online, and in apps. Sending money with Apple Pay is free when you use your debit card or Apple Cash. If you’re using a credit card, there’s a 3% fee.
Here’s how to send money with Apple Pay:
Open the Messages app on your iPhone or iPad.
Start a new message or tap on an existing conversation.
Tap the Apple Pay button . If you don’t see the Apple Pay button, tap .
Enter the amount you want to send.
Confirm the payment with Face ID, Touch ID, or your passcode.
You can also use Siri to send money with Apple Pay. Just say something like “Send $20 to Jane with Apple Pay.”
How to receive money with Apple Pay
To receive money, you need to have an Apple Pay-enabled device. This includes the iPhone 6 or later, the iPad Pro, the iPad Air 2, or the iPad Mini 3 or later. You also need to have iOS 11 or later installed on your device.
Once you have everything set up, you can receive money from friends and family by asking them to send you money via Apple Pay. To do this, they need to open up the Messages app and start a new conversation. From there, they tap on the App Store icon next to the text field and then select Apple Pay.
They will then be able to add a payment amount and send it to you. Once you receive the payment, you will be able to view it in your transactions history in the Wallet app.
Using Apple Pay to make purchases
Apple Pay is a convenient way to make purchases and send money to friends and family. You use apple pay in stores, in apps, and on the web. When you make a purchase, your payment is secure and you don’t have to worry about carrying cash or your credit card with you.
How use apple pay in stores
Apple Pay is a convenient way to pay in stores, and you can use it at more than a million locations nationwide, including grocery stores, department stores, gas stations, and even some vending machines. You can use apple pay in apps and on websites in Safari.
use apple pay in store, look for the Apple Pay or NFC symbol at the checkout counter. Hold your iPhone near the contactless reader with your finger on Touch ID. You might need to sign a receipt or enter your PIN.
If you’re paying with iPhone X or later, double-click the side button, then glance at your iPhone to authenticate with Face ID. Or rest your finger on Touch ID.
To pay with iPad, go to Settings > Wallet & Apple Pay and make sure that Apple Pay is turned on. Double-click the Home button and hold your device near the contactless reader with your finger on Touch ID. Or rest your finger on Touch ID. On iPhone 8 or earlier or iPod touch, double-click the Home button, then hold your device near the contactless reader without resting your finger on Touch ID.*
If you need help using Apple Pay in a store — or if you can’t use Touch ID or Face ID — ask to pay with your card instead of using Apple Pay.
How to use Apple Pay in apps
Apple Pay is the easy, secure way to pay in apps. Here’s how to use it:
1. In the App Store, select the app you want to buy.
2. Tap Buy or tap the price of an in-app purchase.
3. Confirm your payment with Face ID or Touch ID, or enter your password. Then tap Pay. If you don’t see an option to pay with Apple Pay, make sure that you’re using an iPhone 6 or later that has iOS 11 or later, or an iPad Pro, iPad Air 2, iPad mini 3, or later. You might need to enter your card details even if you have a credit or debit card that’s compatible with Apple Pay.
4. To use Apple Pay in Safari on your iPhone 6 and later or iPad Pro 12.9-inch (2nd generation) and later:
– Go to a participating website and look for the Apple Pay button .
– If asked, choose the country where your card was issued and enter other required information.
– Hold your iPhone near the Touch ID reader without resting your finger on Touch ID; wait until you feel a gentle pulse and hold there until you see Done and a checkmark on the display. Or enter your passcode on devices without Touch ID.* You might need to sign a receipt or authorize the purchase with Face ID , Touch ID ,or passcode.
5* If you accidentally touch Touch ID while holding your iPhone near the reader, just lift and hold your finger again to retry.*
How to use Apple Pay on the web
To use Apple Pay on the web, you’ll need to be using a compatible web browser and have an Apple ID signed in. Once you’ve signed in, you can use Apple Pay on any website that accepts it.
When you’re ready to pay, look for the Apple Pay button or logo at the checkout page. You might also see a list of accepted payment methods, which might include Apple Pay.
Click the Apple Pay button or logo, then review the total amount and shipping information. To pay, click the Buy with Pay button. If you have more than one device with Apple Pay turned on, choose which device you want to use to pay. If you’re asked to enter your billing, shipping, and contact information on the website, you can double-click the side button on your device to fill in your information. You might also be asked to verify your payment with Face ID or Touch ID.
After you complete the payment, you might see a confirmation on your device. You might also get a receipt from the website via email or text message.